Privacy Policy

Last updated October 3, 2026

This policy explains what Auto Credit of America ("we", "us") collects on this website, why, and who we share it with. Auto Credit of America is a program run on behalf of participating automotive dealerships.

What we collect

• The Invitation Code from your letter, which identifies the mailing and the dealership that sent it.
• Your mobile phone number, and your email address if you choose to give it.
• Your name, if we can't confirm it from your invitation.
• Basic technical data such as your IP address, browser type and pages visited, used for security and to measure how the site performs.

We do not ask for your Social Security number, date of birth or driver's license number on this site, and checking your invitation does not pull your credit report.

How we use it

• To find your invitation and show its details.
• To send your information to the participating dealership named on your invitation so its staff can contact you about vehicle financing.
• To match your response to the mailing you received and measure the program's results.
• To prevent fraud and abuse of the site.

Who we share it with

Your information is shared with the participating dealership and with service providers that help us operate the program (for example, hosting and our campaign management platform), who may use it only to provide those services. The dealership may share your information with lenders if you choose to apply for financing, under its own privacy notice. We do not sell your personal information.

Calls and texts

If you agree, the dealership and Auto Credit of America may call or text the number you provide, including with automated technology. You can opt out of texts at any time by replying STOP, and of calls by telling the caller. Consent is never a condition of purchase.

Retention and security

We keep response records for as long as needed to run and measure the program and to meet legal obligations. Data is transmitted over encrypted connections and access is limited to people who need it.

Your choices

You can stop texts at any time by replying STOP. To ask us to access, correct or delete the information you submitted, or to stop contacting you, tell the participating dealership named on your invitation and it will pass your request to us. Depending on where you live, you may have additional rights under state privacy laws; we will honor them as required.

Children

This site is intended for adults 18 and older. We do not knowingly collect information from children.

Changes

We may update this policy. The date at the top shows when it last changed.